在家人賺錢很辛苦，不可因生活富裕，養成隨用隨丟奢侈浪費的壞習慣，殊不知這是會折福了福。不要以為福報是取之不盡、用之不竭而任意揮霍，一旦傾家蕩產貧苦現前時，再回頭想惜福已來不及了。
　　It is hard for people to earn money for living. When one is in affluent position, one should avoid bad habits of being extravagant and throwing away things in wasteful way, because in doing this, you may lose your rewards and merits as they will be consumed up soon. Do not think your rewards and merits are unlimited and squander it, once you are ruined and end up falling into poverty, it would be too late to think of cherishing the rewards and merits.